--- canonical_url: https://www.stockexpertai.com/earnings/wtw last_updated: 2026-05-09T12:53:20.545Z --- # Willis Towers Watson Public Limited Company (WTW) Q4 FY2026 Earnings Preview > This content was automatically generated with FMP live data + Q1 FY2026 earnings call transcript. Generated: 2026-05-09T12:53:20.087Z. Educational tool, not investment advice. --- ## Quick Summary | Field | Value | Source | |---|---|---| | Price | $256.36 (▼ -0.66%) | fmp:quote | | Market Cap | $24.2B | fmp:profile | | 52w range | $246.61 – $352.79 | fmp:quote | | Earnings | Thu 30 Jul | fmp:earnings-history | | EPS estimate | $3.16 (+10% YoY) | fmp:earnings-estimate | | Revenue estimate | $2.4B | fmp:earnings-estimate | | Beat streak | 4/4 | fmp:earnings-history | | Rating | B+ (overall 3/5) | fmp:ratings | | Analyst median target | $338 (+31.8% upside) | fmp:price-target-consensus | | MoonshotScore | 33/100 | derived | | Council | 4/6 bullish | derived | | Munger verdict | Undervalued | derived | ## Willis Towers Watson Public Limited Company — Q4 FY2026 Expectations Q4 consensus: revenue $2.4B^{[FMP est]}, EPS $3.16^{[FMP est]}. 4 consecutive quarters of beat^{[FMP earnings]}. ## Quick Take **Score:** B+ · **Stance:** BUY · **Council:** 4/6 · **Moonshot:** 33 = MoonshotScore 33^{[9-pillar formula]} + Council 4/6^{[6-lens rule]}. Form 4: 0 transactions^{[FMP Form 4]}. ## Watchlist (6 metrics) ### 1. Organic Growth Q1 WTW reported 3% organic growth in the first quarter. > "In the first quarter, we delivered 3% organic growth with adjusted operating margin of 22.3% and $3.72 of adjusted diluted earnings per share." > — Carl A. Hess, CEO, Investor Focus · Q1 FY2026 ### 2. Ai Powered Operating System Implementation In Risk & Broking, following 2 successful pilots in the second half of 2025, we're implementing an AI-powered operating system across the business. > "In Risk & Broking, following 2 successful pilots in the second half of 2025, we're implementing an AI-powered operating system across the business." > — Carl A. Hess, CEO, Investor Focus · Q1 FY2026 ### 3. Rewards Ai Adoption Rewards AI, which applies generative AI to WTW's proprietary data for compensation benchmarking, now serves over 2,500 client users. > "For example, in HWC, Rewards AI, which applies generative AI to WTW's proprietary data for compensation benchmarking, now serves over 2,500 client users." > — Carl A. Hess, CEO, Investor Focus · Q1 FY2026 ### 4. Hwc Growth Outlook WTW remains confident in HWC's full year outlook for mid-single-digit growth and continued margin expansion even with the headwinds from economic uncertainty and geopolitical pressure impacting parts of Career. > "We remain confident in HWC's full year outlook for mid-single-digit growth and continued margin expansion even with the headwinds from economic uncertainty and geopolitical pressure impacting parts of Career." > — Andrew Krasner, CFO, Expectation / Guide · Q1 FY2026 ### 5. Crb Growth Outlook WTW is narrowing its full year outlook for CRB organic growth to mid-single digits, reflecting the slower start to the year. > "However, reflecting the slower start to the year, we are narrowing our full year outlook for CRB organic growth to mid-single digits." > — Andrew Krasner, CFO, Expectation / Guide · Q1 FY2026 ### 6. Newfront Tech Integration Integrating Newfront's technology into WTW's environment will unlock significant growth and efficiency opportunities for the entire enterprise. > "We're now working at pace to integrate Newfront's technology into WTW's environment to create this intelligence platform that unlocks significant growth and efficiency opportunities for the entire enterprise." > — Eugene Lipkin, Investor Focus · Q1 FY2026 ## MoonshotScore Pillars | Pillar | Score | Level | Evidence | |---|---|---|---| | Revenue Growth | 3.0 | weak | Q1 vs Q2: moderate growth (+6.7%) | | Gross Margin | 2.0 | weak | Q1: low margin (24.6%, capital-intensive or commodity) | | Operating Leverage | 2.0 | weak | op margin healthy (18.6%) | | Cash Runway | 3.0 | weak | FCF negative ($-0.1B, external financing needed) | | R&D Intensity | 3.0 | weak | low R&D investment (0.0%, weak innovation) | | Price Momentum | 4.0 | medium | RSI 31.7 weak momentum, 50d below | | News Sentiment | 6.0 | medium | majority buy (64%) | **Formula:** sum(pillar.score) / (count * 10) * 100. Each pillar deterministic from FMP. Source maps in pillar.formula. ## Council (7-Lens) | Name | Stance | Context | |---|---|---| | Ray Dalio | bull | macro · target upside +31.8% | | Ken Griffin | bear | flow · 50d MA below | | Jim Simons | neutral | quant · RSI 32 | | Klarman | bull | value · target upside +31.8% | | Buffett | bull | quality · ROE score 5/5 | | Munger | bull | valuation · target upside +31.8% | **Formula:** Each lens uses deterministic rule on bundle data. Logged in member.contextTr. ## Munger Lens - **Verdict:** Undervalued - **Financial Health:** Moderate - **Margin of Safety:** Strong - **Interest Coverage:** Adequate - **ROIC vs WACC:** Healthy **Formula:** verdict=upside>25?Undervalued:>0?Fairly Valued:Overvalued. Each lens deterministic from FMP ratings + priceTarget. ## Technical Levels - **RSI(14):** 31.7 — momentum zayıf — oversold yakınında değil ama alıcı baskısı az - **50d MA:** $287 — hisse %10.7 altında — kısa vadeli direnç - **200d MA:** $315 — hisse %18.7 altında — uzun vadeli baskı - **Volume (10d):** -6% ## Past Performance (4 Quarters) | Quarter | EPS Actual | EPS Estimate | Result | Reaction | |---|---|---|---|---| | Q2 FY25 | $2.86 | $2.63 | BEAT | -0.3% | | Q3 FY25 | $3.07 | $3.05 | BEAT | -1.2% | | Q4 FY25 | $8.12 | $7.96 | BEAT | +1.4% | | Q1 FY26 | $3.72 | $3.65 | +1.9% EPS | +0.1% | Q1 (April 30, 2026): EPS $3.72 vs $3.65 est^[FMP], +1.9% beat. D+1 movement: +0.1%^{[FMP D+1]}. Decline despite beat — market reacted to guidance, not numbers. ## 3 Scenarios ### Scenario A · Beat **Q4 EPS > $3.16 + CapEx discipline** Threshold: EPS > $3.16^{[FMP est]}. Target: Break above median target $338^{[FMP target]}; high target $409^[FMP] upper bound. ### Scenario B · In-Line **EPS ≈ $3.16 + CapEx < $55.0M** Threshold: EPS ≈ $3.16^{[FMP est]}, Q4 CapEx < $55.0M^[FMP]. Target: Consolidation in the band between current $256^[FMP] and median $338^[FMP]. ### Scenario C · Miss **EPS < $3.07 or CapEx ≥ $55.0M** Threshold: EPS < $3.07^{[FMP est×0.97]}. Target: Current $256 below SMA200 $315^[FMP], if rejection continues, $268^[derived] support activates. ## Risk Notes ### Primary segment below threshold Q1: EPS $3.72 vs $3.65 beat^[FMP], stock +0.1% D+1^[FMP]. ### Backlog concentration No RPO/backlog concentration disclosed in Q1 earnings call. ### Insider trading Form 4 data is marked in the table — this page does not generate assumptions for this stock. | Executive | Action | Amount | Date | |---|---|---|---| **Net:** — (0 transactions · 0 sells · 0 buys) · Q1 FY26 ### CapEx shock Q1 CapEx $55.0M^{[FMP cashflow]}. Q1 op margin 18.6%^{[FMP op margin]} — this level in Q4 is sensitive to CapEx revision risk. ## Wall Street Consensus - **Median target:** $338 (+31.8% upside vs current $256) - **High / Low:** $409 / $275 - **Buy / Hold / Sell:** 14 / 8 / 0 - **Analyst count:** 12 (last quarter), 48 all-time ## Additional Transcript Insights ### 1. organic_growth_q1 **Claim:** WTW reported 3% organic growth in the first quarter. **Evidence (transcript):** "In the first quarter, we delivered 3% organic growth with adjusted operating margin of 22.3% and $3.72 of adjusted diluted earnings per share." **Numbers:** 3%, 22.3%, 3.72 ### 2. rewards_ai_adoption **Claim:** Rewards AI, which applies generative AI to WTW's proprietary data for compensation benchmarking, now serves over 2,500 client users. **Evidence (transcript):** "For example, in HWC, Rewards AI, which applies generative AI to WTW's proprietary data for compensation benchmarking, now serves over 2,500 client users." **Numbers:** 2,500 ### 3. ai_powered_operating_system_implementation **Claim:** In Risk & Broking, following 2 successful pilots in the second half of 2025, we're implementing an AI-powered operating system across the business. **Evidence (transcript):** "In Risk & Broking, following 2 successful pilots in the second half of 2025, we're implementing an AI-powered operating system across the business." **Numbers:** 2, 2025 ### 4. newfront_tech_integration **Claim:** Integrating Newfront's technology into WTW's environment will unlock significant growth and efficiency opportunities for the entire enterprise. **Evidence (transcript):** "We're now working at pace to integrate Newfront's technology into WTW's environment to create this intelligence platform that unlocks significant growth and efficiency opportunities for the entire enterprise." **Numbers:** — ### 5. crb_growth_outlook **Claim:** WTW is narrowing its full year outlook for CRB organic growth to mid-single digits, reflecting the slower start to the year. **Evidence (transcript):** "However, reflecting the slower start to the year, we are narrowing our full year outlook for CRB organic growth to mid-single digits." **Numbers:** — ### 6. hwc_growth_outlook **Claim:** WTW remains confident in HWC's full year outlook for mid-single-digit growth and continued margin expansion even with the headwinds from economic uncertainty and geopolitical pressure impacting parts of Career. **Evidence (transcript):** "We remain confident in HWC's full year outlook for mid-single-digit growth and continued margin expansion even with the headwinds from economic uncertainty and geopolitical pressure impacting parts of Career." **Numbers:** — --- *Data source: FMP (live query, 2026-05-09), Q1 FY2026 earnings call transcript (Translated to EN with Gemini 2.0 Flash). Educational tool, not investment advice.*