ACIW — Stock Film
STOCK FILMSCENE 1/11ACIW · $51.57
Stock Expert AI presents
ACIW
ACI Worldwide, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
ACI Worldwide, Inc. A quick introduction.

On the stock market since 1995, it operates in the world of technology. It has 3,103 employees. Now — the numbers.

on the stock market since 1995
3,103 employees
$4.1B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $13 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 13%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
34%Bill Payments
Bill Payments 34%Issuing and Acquiring 24%License 19%Maintenance 8%Merchant Payments 7%Other 8%
34% of all revenue comes from a single line: Bill Payments.

Revenue is spread across several lines; no single product carries the company.

THE SALES TREND
Sales are growing — but slowly for a company this size.

Average growth of 6% a year over the last 4 years. Every year shown ended in profit.

$1.4B
2021
$1.4B
2022
$1.5B
2023
$1.6B
2024
$1.8B
2025
Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $675.2M. In times of high interest rates, a gap like that can squeeze a company.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking8/10
Few are betting against it10/10
WEAK SPOTS
The stock has lost its spark3/10
THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 14% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/1
Analysts’ target sits above today’s price

The average analyst price target is $66.0028% above today’s price.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn. Council score: 3/10.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, ACIW sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: ACIW is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film