Provide life, accident, and health insurance policies to individuals and groups. Offer a range of savings products, pension plans, and annuities for retirement planning. Now — the numbers.
This is an established company with proven profits.
An average decline of 13% a year over the last 3 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
The market pays 12× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Against companies in its own sector, it looks cheaper than 87% of them.
Analysts' average target sits 17% below today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
This grade is a blend: the profit side is strong, the sales tempo slow.
The stock has been running stronger than the market lately.
Business Quality: Profit power and business quality trail similar companies in the sector.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
Over the last 12 months, company executives reported 10 buys and 7 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.46 per share each year — regular cash for whoever holds the stock.
Over the last 4 years, sales fell about 13% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
The stock trades 17% above the average analyst price target.
On our five-subject report card, AEG sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: AEG is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Not covered, because the filings we hold do not carry it: the revenue breakdown.