AEL — Stock Film
STOCK FILMSCENE 1/12AEL · $56.47
Stock Expert AI presents
AEL
American Equity Investment Life Holding Company
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
American Equity Investment Life Holding Company. What it actually does.

Provides life insurance products in the United States. Issues fixed index annuities, linking returns to market indices with principal protection. Now — the numbers.

on the stock market since 2003
995 employees
$4.5B market value
WHERE DOES THE MONEY COME FROM?
92%Annuities
AnnuitiesLife Insurance 8%
92% of all revenue comes from a single line: Annuities.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$6.6B
The net profit left over:
$156M
Out of every $100 of revenue, $2 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 2%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$4B
2021
2022
2023
2024
$6.6B
2025
Every quarter, analysts set a profit bar.
How many of the last 5 did the company clear?
3 / 5
EXPECTATIONS MET OR BEATEN
3
Aug 2023
Aug 2024
3 TIMES IN THE LAST 5 QUARTERS
A mixed scorecard.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
28.8×

The market pays 28.8× for every dollar of annual profit — around what a business like this usually costs.

Analysts' average target sits 16% below today's price.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Costs eat into the margin4/10
WORTH WATCHING

Cost Efficiency: As sales grow, profit fails to keep the same pace.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
Sales keep climbing

Over the last 4 years, sales grew about 13% a year on average.

1
THE RISKS · 1/2
Executives lean toward selling

Over the last 12 months, executives reported 67 sells against just 9 buys. Not an alarm bell by itself, but a number worth watching.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 16% above the average analyst price target.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film