On the stock market since 2014, it operates in the world of money and finance. It has 10,700 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
No real growth (3% a year).
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly above the class average — a step short of the very top.
Clearly below the class average.
Clearly below the class average.
Growth: Sales growth trails the sector average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
The stock trades 23% below its peak. The market has trimmed its expectations for the company.
It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.
The average analyst price target is $54.43 — 27% above today’s price.
It pays out $1.20 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales grew only 0% a year on average. At this size, speeding back up is not easy.
The growth engine is running at low revs right now. Report-card grade: 21/100.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 35/100.
On our five-subject report card, ALLY sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: ALLY is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.