ARBV — Stock Film
STOCK FILMSCENE 1/9ARBV · $29.25
Stock Expert AI presents
ARBV
American Riviera Bancorp
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
American Riviera Bancorp. What it actually does.

Offers a diverse range of deposit accounts including checking, savings, money market, and IRAs. Now — the numbers.

on the stock market since 2006
15 employees
$168.5M market value
Revenue last year:
$69.1M
The net profit left over:
$12.4M
Out of every $100 of revenue, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$43.6M
2021
2022
2023
2024
$69.1M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
13.5×

The market pays 13.5× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 9% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/2
A fat but narrowing margin

The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/2
Sales keep climbing

Over the last 4 years, sales grew about 12% a year on average.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
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Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film