On the stock market since 2009, it operates in the world of real estate. Now — the numbers.
This is an established company with proven profits.
Average growth of 14% a year over the last 4 years. Red columns mark years that ended in a loss.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
This grade is a blend: the profit side is strong, the sales tempo slow.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
The stock trades 34% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 9 buys and 5 sells. Management buying with its own money is usually read as a good sign.
The average analyst price target is $12.00 — 17% above today’s price.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 5/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 6/100. For a turnaround signal, the stock first needs to close the gap with the market.
On our five-subject report card, ARI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: ARI is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.