AROW — Stock Film
STOCK FILMSCENE 1/11AROW · $38.48
Stock Expert AI presents
AROW
Arrow Financial Corporation
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Arrow Financial Corporation. A quick introduction.

On the stock market since 1980, it operates in the world of money and finance. It has 580 employees. Now — the numbers.

on the stock market since 1980
580 employees
$534.1M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
52%Deposit Account
Deposit Account 52%Fiduciary and Trust 48%
52% of all revenue comes from a single line: Deposit Account.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are growing, year after year.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$147.9M
2021
$160.5M
2022
$191.7M
2023
$223.1M
2024
$242.6M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
5 / 8
EXPECTATIONS MET OR BEATEN
5
Oct 2024
Jan 2025
May 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
Jul 2026
5 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
What executives did with their own stock over the last 12 months:
84 buy34 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 9% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 15% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 84 buys and 34 sells. Management buying with its own money is usually read as a good sign.

THE RISKS

Nothing in the current numbers stands out as a clear risk. Still, no stock is ever risk-free.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, AROW sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: AROW is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film