Invests primarily in residential mortgage-backed securities (MBS) in the United States. Now — the numbers.
This is an established company with proven profits.
Average growth of 304% a year over the last 3 years. Red columns mark years that ended in a loss.
The market pays 5.7× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Against companies in its own sector, it looks cheaper than 93% of them.
Analysts' average target sits 5% below today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Sales are growing strongly for its sector.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
An investor who bought at the very peak is down 71% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The net profit margin is 25% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 304% a year on average.
Over the last 12 months, company executives reported 65 buys and 61 sells. Management buying with its own money is usually read as a good sign.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 8/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 23/100. For a turnaround signal, the stock first needs to close the gap with the market.
On our five-subject report card, ARR sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: ARR is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
Not covered, because the filings we hold do not carry it: the revenue breakdown.