On the stock market since 1988, it operates in the world of money and finance. It has 124,741 employees. Now — the numbers.
This is an established company with proven profits.
No real growth (4% a year).
The stock trades below its recent peak — about 15% off the top. A pullback, not a collapse.
The net profit margin is 28% — still a thick cushion, though costs have been eating into it lately.
It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.
It pays out $1.08 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales fell about 3% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
The price action doesn’t yet back an upward turn.
On our five-subject report card, BBVA sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: BBVA is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.