On the stock market since 2019, it operates in the world of technology. It has 2,187 employees. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 27% a year over the last 4 years. Red columns mark years that ended in a loss.
Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
Clearly below the class average.
The price looks reasonable next to what the company earns.
There is growth, but not at top-of-the-class tempo.
Clearly above the class average — a step short of the very top.
Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.
An investor who bought at the very peak is down 86% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
Over the last 3 years, sales grew about 16% a year on average.
The company sells $1.7B a year; the problem isn’t sales — it’s costs running above that number.
There is $1.9B in the vault; even if every debt were paid off, $382.9M would remain.
A loss of $11.2M against $1.7B in annual sales.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 29/100.
On our five-subject report card, BILL sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: BILL has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.