BKGM — Stock Film
STOCK FILMSCENE 1/11BKGM · $9,000
Stock Expert AI presents
BKGM
BankGuam Holding Co
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
BankGuam Holding Co. What it actually does.

Accepts demand deposits, savings accounts, and time certificate of deposits. Offers checking accounts, interest-bearing transaction accounts, and retirement accounts. Now — the numbers.

on the stock market since 2012
529 employees
$163.6M market value
WHERE DOES THE MONEY COME FROM?
49%Asset Based Fees
Asset Based FeesService Charges on Deposit Accounts 41%Online Fees 10%
49% of all revenue comes from a single line: Asset Based Fees.

The biggest line carries real weight, but it doesn’t decide everything on its own.

Revenue last year:
$176.3M
The net profit left over:
$23.6M
Out of every $100 of revenue, $13 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 13%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$106.4M
2021
2022
2023
2024
$176.3M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
6.9×

The market pays 6.9× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
30 buy 4 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 18% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 4 years, sales grew about 13% a year on average.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 30 buys and 4 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $273 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
—
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution.

This was a film — not investment advice.
Data: FMP & company filings
Oct 6, 2026 · stockexpertai.com · Stock Film