BKUT — Stock Film
STOCK FILMSCENE 1/9BKUT · $720
Stock Expert AI presents
BKUT
Bank of Utica
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Bank of Utica. What it actually does.

Provide a variety of deposit accounts including checking, savings, and certificates of deposit. Now — the numbers.

$36M market value
Revenue last year:
$77M
The net profit left over:
$32.6M
Out of every $100 of revenue, $42 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 42%

This is an established company with proven profits.

THE SALES TREND
Sales are moving sideways.

No real growth (2% a year).

$70.4M
2021
2022
2023
2024
$77M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
1.1×

The market pays 1.1× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
A fat but narrowing margin

The net profit margin is 42% — still a thick cushion, though costs have been eating into it lately.

1
THE RISKS · 1/2
Growth has stalled

Over the last 4 years, sales grew only 2% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/2
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film