BKUTK — Stock Film
STOCK FILMSCENE 1/9BKUTK · $685
Stock Expert AI presents
BKUTK
Bank of Utica
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Bank of Utica. What it actually does.

Provide personal checking, business checking, savings, money market, retirement, and health savings accounts. Offer certificates of deposit (CDs) for various terms. Now — the numbers.

on the stock market since 2001
37 employees
$171.5M market value
Revenue last year:
$77M
The net profit left over:
$32.6M
Out of every $100 of revenue, $42 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 42%

This is an established company with proven profits.

THE SALES TREND
Sales are moving sideways.

No real growth (2% a year).

$70.4M
2021
2022
2023
2024
$77M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
5.3×

The market pays 5.3× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
A fat but narrowing margin

The net profit margin is 42% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $19.50 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Growth has stalled

Over the last 4 years, sales grew only 2% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/2
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film