BLFY — Stock Film
STOCK FILMSCENE 1/11BLFY · $13.24
Stock Expert AI presents
BLFY
Blue Foundry Bancorp
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Blue Foundry Bancorp. A quick introduction.

On the stock market since 2021, it operates in the world of money and finance. It has 184 employees. Now — the numbers.

on the stock market since 2021
184 employees
$274.9M market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $1.1.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales are growing, year after year.

Average growth of 13% a year over the last 4 years. Red columns mark years that ended in a loss.

$58.5M
2021
$65.1M
2022
$80.9M
2023
$87.2M
2024
$97M
2025
In the vault right now:
$0
DEBT: $324.4M
At this pace, that money lasts about 14.5 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
6 / 8
EXPECTATIONS MET OR BEATEN
6
Apr 2024
Jul 2024
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Apr 2026
6 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 14% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 14% a year on average.

2
THE BRIGHT SIDE · 2/2
The product is selling

Sales run at $97.0M a year. A small number, but proof the product has real buyers.

1
THE RISKS · 1/2
Running at a loss

A loss of $10.0M against $97.0M in annual sales.

2
THE RISKS · 2/2
Executives lean toward selling

Over the last 12 months, executives reported 54 sells against just 15 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, BLFY sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: BLFY is a high-risk stock — not yet profitable, and its future rides on its product catching on.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film