Provides savings and checking accounts to retail customers. Offers time deposit accounts with varying interest rates. Now — the numbers.
This is an established company with proven profits.
Average growth of 36% a year over the last 4 years. Every year shown ended in profit.
The market pays 22.3× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 97% of them.
Analysts' average target sits 13% above today's price.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Growth: Sales growth trails the sector average.
The stock trades 33% below its peak. The market has trimmed its expectations for the company.
Over the last 4 years, sales grew about 36% a year on average.
It pays out $5.19 per share each year — regular cash for whoever holds the stock.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 29/100. For a turnaround signal, the stock first needs to close the gap with the market.
The growth engine is running at low revs right now. Report-card grade: 44/100.
On our five-subject report card, BMA sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: BMA is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Not covered, because the filings we hold do not carry it: the revenue breakdown.