Provides traditional retail banking services, including checking and savings accounts. Offers one-to-four-family residential mortgage loans. Now — the numbers.
This is an established company with proven profits.
Average growth of 17% a year over the last 4 years. Every year shown ended in profit.
The market pays 15.9× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 93% of them.
Analysts' average target sits 22% below today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Sales are growing strongly for its sector.
The stock has been running stronger than the market lately.
No real weak spot in any of the five subjects — a balanced report card.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
Over the last 4 years, sales grew about 17% a year on average.
Over the last 12 months, company executives reported 83 buys and 46 sells. Management buying with its own money is usually read as a good sign.
It pays out $1.40 per share each year — regular cash for whoever holds the stock.
The stock trades 22% above the average analyst price target.
On our five-subject report card, BPRN sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: BPRN is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Not covered, because the filings we hold do not carry it: the revenue breakdown.