On the stock market since 2012, it operates in the world of money and finance. It has 302 employees. Now — the numbers.
This is an established company with proven profits.
An average decline of 6% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Growth: Sales growth trails the sector average.
angles, checked one by one.
The 3 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Revenue Growth: Sales are growing slowly.
An investor who bought at the very peak is down 79% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
Over the last 12 months, company executives reported 18 buys and 8 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.85 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales fell about 4% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 27/100.
The growth engine is running at low revs right now. Report-card grade: 32/100.
On our five-subject report card, BRBS sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: BRBS is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.