Provide a full range of banking products and services to individuals, small and medium enterprises (SMEs), and corporate customers. Now — the numbers.
This is an established company with proven profits.
Average growth of 19% a year over the last 4 years. Every year shown ended in profit.
The market pays 18× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 94% of them.
Analysts' average target sits 0% below today's price.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Sales are growing strongly for its sector.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
The stock trades 24% below its peak. The market has trimmed its expectations for the company.
Over the last 4 years, sales grew about 19% a year on average.
It pays out $0.19 per share each year — regular cash for whoever holds the stock.
Over the last 12 months, executives reported 27 sells against just 3 buys. Not an alarm bell by itself, but a number worth watching.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 45/100. For a turnaround signal, the stock first needs to close the gap with the market.
No clear buy-side message is coming from the executive floor.
On our five-subject report card, BSBR sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: BSBR is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Not covered, because the filings we hold do not carry it: the revenue breakdown.