BSPA — Stock Film
STOCK FILMSCENE 1/8BSPA · $76.80
Stock Expert AI presents
BSPA
Ballston Spa Bancorp, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Ballston Spa Bancorp, Inc. A quick introduction.

On the stock market since 1999, it operates in the world of money and finance. It has 142 employees. Now — the numbers.

on the stock market since 1999
142 employees
$57M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $10 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 10%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 14% a year over the last 4 years. Every year shown ended in profit.

$26.4M
2021
$27.8M
2022
$35.7M
2023
$43.5M
2024
$44.2M
2025
THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 17% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.32 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
Heavy bets against the stock

The weight of investors positioned for a fall can be felt in the market.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, BSPA sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: BSPA is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film