BSY — Stock Film
STOCK FILMSCENE 1/11BSY · $32.34
Stock Expert AI presents
BSY
Bentley Systems, Incorporated
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Bentley Systems, Incorporated. A quick introduction.

On the stock market since 2020, it operates in the world of technology. It has 5,800 employees. Now — the numbers.

on the stock market since 2020
5,800 employees
$9.5B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $19 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 19%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$965M
2021
$1.1B
2022
$1.2B
2023
$1.4B
2024
$1.5B
2025
Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $1.2B. In times of high interest rates, a gap like that can squeeze a company.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
81
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
32
very weak

Clearly below the class average.

VALUATION
57
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
74
strong

Clearly above the class average — a step short of the very top.

PRICE MOMENTUM
35
weak

Clearly below the class average.

WORTH WATCHING

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking10/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 55% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 19% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 11% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 56 buys and 47 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
A rich price tag

The company’s market value is 34 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 32/100.

3
THE RISKS · 3/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 35/100. For a turnaround signal, the stock first needs to close the gap with the market.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, BSY sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: BSY is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

Analysts’ average target sits above today’s price, yet the valuation grade (57/100) says the stock isn’t cheap.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film