BSY — Stock Film
STOCK FILMSCENE 1/10BSY · $30.97
Stock Expert AI presents
BSY
Bentley Systems, Incorporated
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Bentley Systems, Incorporated. What it actually does.

Provides software for infrastructure design, construction, and operation. Offers open modeling and simulation applications for various infrastructure types. Now — the numbers.

on the stock market since 2020
5,800 employees
$9.1B market value
WHERE DOES THE MONEY COME FROM?
28%Subscriptions and Licenses
Subscriptions and LicensesSubscription and Circulation 28%Enterprise License Subscriptions 12%Enterprise License Subscriptions, E365 Subscriptions 12%Term License Subscriptions 10%Other 9%
28% of all revenue comes from a single line: Subscriptions and Licenses.

Revenue is spread across several lines; no single product carries the company.

Revenue last year:
$1.5B
The net profit left over:
$277.9M
Out of every $100 in sales, $19 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 19%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$965M
2021
2022
2023
2024
$1.5B
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
81
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
37
weak

Clearly below the class average.

VALUATION
46
weak

Clearly below the class average.

GROWTH
75
strong

Clearly above the class average — a step short of the very top.

PRICE MOMENTUM
38
weak

Clearly below the class average.

WORTH WATCHING

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 50% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 19% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 12% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 59 buys and 53 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
A rich price tag

The company’s market value is 33 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 37/100.

3
THE RISKS · 3/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 38/100. For a turnaround signal, the stock first needs to close the gap with the market.

FINALE · THE GRADE
B+
64 / 100 · MoonshotScore

On our five-subject report card, BSY sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: BSY is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

Analysts’ average target sits above today’s price, yet the valuation grade (46/100) says the stock isn’t cheap.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film