CARE — Stock Film
STOCK FILMSCENE 1/11CARE · $33.35
Stock Expert AI presents
CARE
Carter Bankshares, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Carter Bankshares, Inc. A quick introduction.

On the stock market since 2007, it operates in the world of money and finance. It has 687 employees. Now — the numbers.

on the stock market since 2007
687 employees
$741.1M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $12 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 12%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
74%Bank Owned Life Insurance Income
Bank Owned Life Insurance Income 74%Other Revenue 26%
74% of all revenue comes from a single line: Bank Owned Life Insurance Income.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$156.4M
2021
$179.2M
2022
$211.8M
2023
$239.7M
2024
$254.6M
2025
What executives did with their own stock over the last 12 months:
32 buy24 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
99
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
81
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
94
very strong

The price looks reasonable next to what the company earns.

GROWTH
90
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
99
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 12% a year on average.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 32 buys and 24 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.10 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The price sits above analysts’ target

The stock trades 15% above the average analyst price target.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, CARE sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: CARE is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film