CATM — Stock Film
STOCK FILMSCENE 1/11CATM · $39.01
Stock Expert AI presents
CATM
Cardtronics plc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Cardtronics plc. What it actually does.

Operates a network of automated teller machines (ATMs) and multi-function financial services kiosks. Provides cash dispensing and balance inquiry services to cardholders. Now — the numbers.

on the stock market since 2007
2,027 employees
WHERE DOES THE MONEY COME FROM?
49%Services
ServicesSurcharge Related Operations 20%Interchange Related Operations 13%Bank Branding and Surcharge Free Network Operations 11%Managed Services Operations 5%Other 2%
49% of all revenue comes from a single line: Services.

The biggest line carries real weight, but it doesn’t decide everything on its own.

Revenue last year:
$1.1B
The net profit left over:
$19.1M
Out of every $100 in sales, $2 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 2%

This is an established company with proven profits.

THE SALES TREND
Sales have been shrinking.

An average decline of 4% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.

$1.3B
2016
2017
2018
2019
$1.1B
2020
Cash on hand:
$174.2M
Total debt:
$778.2M
The debt outweighs the cash.

The gap is $603.9M. In times of high interest rates, a gap like that can squeeze a company.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Aug 2019
May 2021
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Sales are shrinking2/10
Costs eat into the margin4/10
WORTH WATCHING

Revenue Growth: Sales are going backwards, not just slowing.

1
THE BRIGHT SIDE · 1/1
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/3
Sales are shrinking

Over the last 4 years, sales fell about 4% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/3
The stock has lost its spark

The price action doesn’t yet back an upward turn. Council score: 0/10.

3
THE RISKS · 3/3
Costs eat into the margin

Costs swallow the gains that sales growth brings in. Council score: 4/10.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the price history.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film