CATY — Stock Film
STOCK FILMSCENE 1/11CATY · $62.00
Stock Expert AI presents
CATY
Cathay General Bancorp
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Cathay General Bancorp. A quick introduction.

On the stock market since 1990, it operates in the world of money and finance. It has 1,268 employees. Now — the numbers.

on the stock market since 1990
1,268 employees
$4.2B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $23 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 23%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
44%Wealth Management Fees
Wealth Management Fees 44%Other Service Fees 37%Fees and Services Charges on Deposit Account 19%
44% of all revenue comes from a single line: Wealth Management Fees.

Revenue is spread across several business lines; no single line carries the company.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 18% a year over the last 4 years. Every year shown ended in profit.

$721.1M
2021
$908.1M
2022
$1.3B
2023
$1.4B
2024
$1.4B
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
87
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
50
average

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
86
very strong

The price looks reasonable next to what the company earns.

PRICE MOMENTUM
63
average

The price is looking for direction — no strong breakout, no collapse.

No real weak spot in any of the five subjects — a balanced report card.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Executives aren’t buying3/10
WORTH WATCHING

Executive Buying: The trades send no strong signal of confidence.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 23% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 15% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.44 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
The price sits above analysts’ target

The stock trades 24% above the average analyst price target.

2
THE RISKS · 2/3
The stock has lost its spark

The price action doesn’t yet back an upward turn. Council score: 0/10.

3
THE RISKS · 3/3
Executives aren’t buying

No clear buy-side message is coming from the executive floor. Council score: 3/10.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, CATY sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: CATY is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film