CBTN — Stock Film
STOCK FILMSCENE 1/9CBTN · $35.01
Stock Expert AI presents
CBTN
Citizens Bancorp Investment, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Citizens Bancorp Investment, Inc. A quick introduction.

On the stock market since 2021, it operates in the world of money and finance. It has 5 employees. Now — the numbers.

on the stock market since 2021
5 employees
$207.3M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $20 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 20%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 15% a year over the last 4 years. Every year shown ended in profit.

$60.8M
2021
$62.6M
2022
$76.1M
2023
$55M
2024
$104.7M
2025
THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Sales are growing fast8/10
WEAK SPOTS
Heavy bets against the stock2/10
WORTH WATCHING

Bets Against the Stock: The number of investors betting on a fall stands out.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 27% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 20% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 19% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.78 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
Heavy bets against the stock

The weight of investors positioned for a fall can be felt in the market. Council score: 2/10.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, CBTN sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: CBTN is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film