CCB — Stock Film
STOCK FILMSCENE 1/11CCB · $46.10
Stock Expert AI presents
CCB
Coastal Financial Corporation
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Coastal Financial Corporation. A quick introduction.

On the stock market since 2018, it operates in the world of money and finance. It has 483 employees. Now — the numbers.

on the stock market since 2018
483 employees
$774.9M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $7 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 7%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
97%Baa S Fees
Baa S Fees 97%Interchange Income 1%Financial Service, Other 1%Deposit Account Other 1%Earnings on Life Insurance <1%Other <1%
97% of all revenue comes from a single line: Baa S Fees.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 58% a year over the last 4 years. Every year shown ended in profit.

$105.5M
2021
$232.2M
2022
$440.4M
2023
$576.6M
2024
$661.2M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
2 / 8
EXPECTATIONS MET OR BEATEN
2
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
Jul 2026
2 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
54
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
18
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
65
strong

Clearly above the class average — a step short of the very top.

GROWTH
57
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
1
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 61% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 42% a year on average.

2
THE BRIGHT SIDE · 2/2
Analysts’ target sits above today’s price

The average analyst price target is $69.0050% above today’s price.

1
THE RISKS · 1/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 1/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/2
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 18/100.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, CCB sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: CCB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film