CCG — Stock Film
STOCK FILMSCENE 1/10CCG · $15.96
Stock Expert AI presents
CCG
Cheche Group Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Cheche Group Inc. What it actually does.

Operates an online platform for auto insurance. Offers non-auto insurance products, including P&C insurance. Now — the numbers.

on the stock market since 2023
469 employees
$37.7M market value
Revenue last year:
$449.5M
The loss that same year:
$2.7M
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 15% a year over the last 4 years. Red columns mark years that ended in a loss.

$259.1M
2021
2022
2023
2024
$449.5M
2025
In the vault right now:
$22.4M
DEBT: $14.3M
At this pace, that money lasts about 8.4 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
29
very weak

Clearly below the class average.

FINANCIAL STRENGTH
32
very weak

Clearly below the class average.

VALUATION
72
strong

Clearly above the class average — a step short of the very top.

GROWTH
62
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
27
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Business Quality: Profit power and business quality trail similar companies in the sector.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 99% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 4 years, sales grew about 15% a year on average.

2
THE BRIGHT SIDE · 2/3
The product is selling

Sales run at $449.5M a year. A small number, but proof the product has real buyers.

3
THE BRIGHT SIDE · 3/3
Strong cash, light debt

There is $22.4M in the vault; even if every debt were paid off, $8.1M would remain.

1
THE RISKS · 1/3
Small scale, thin loss

A loss of $2.7M against $449.5M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 27/100. For a turnaround signal, the stock first needs to close the gap with the market.

3
THE RISKS · 3/3
The business trails its class

Measured against its sector, the quality of the business sits below the class average. Report-card grade: 29/100.

FINALE · THE GRADE
D
31 / 100 · MoonshotScore

On our five-subject report card, CCG sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: CCG is a high-risk stock — not yet profitable, and its future rides on its product catching on.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film