CCRD — Stock Film
STOCK FILMSCENE 1/12CCRD · $23.60
Stock Expert AI presents
CCRD
CoreCard Corporation
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
CoreCard Corporation. What it actually does.

Develops and markets software solutions for managing credit and debit cards. Provides technology solutions for prepaid cards and private label cards. Now — the numbers.

on the stock market since 1987
1,000 employees
$183.9M market value
WHERE DOES THE MONEY COME FROM?
45%Professional Services
Professional ServicesProcessing and Maintenance 42%Third party 8%License 5%
45% of all revenue comes from a single line: Professional Services.

The biggest line carries real weight, but it doesn’t decide everything on its own.

Revenue last year:
$57.4M
The net profit left over:
$5.4M
Out of every $100 in sales, $9 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 9%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$35.9M
2020
2021
2022
2023
$57.4M
2024
Cash on hand:
$24.9M
Total debt:
$1.8M
The cash outweighs the debt.

If every debt were paid off today, $23.1M would still be left in the vault — a solid cushion for hard times.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
33.8×

The market pays 33.8× for every dollar this company earns in a year — a price that already assumes things go well.

No analyst target is on record for this company.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking8/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 50% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 4 years, sales grew about 12% a year on average.

2
THE BRIGHT SIDE · 2/3
Strong cash, light debt

There is $24.9M in the vault; even if every debt were paid off, $23.1M would remain.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/2
A rich price tag

The company’s market value is 34 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film