On the stock market since 2008, it operates in the world of consumer spending. It has 39,601 employees. Now — the numbers.
This is an established company with proven profits.
No real growth (4% a year).
If every debt were paid off today, $3.8B would still be left in the vault — a solid cushion for hard times.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 16% — still a thick cushion, though costs have been eating into it lately.
There is $17.3B in the vault; even if every debt were paid off, $3.8B would remain.
It pays out $3.78 per share each year — regular cash for whoever holds the stock.
The company’s market value is 37 times its annual profit. Even a small disappointment could hit the price hard.
The price action doesn’t yet back an upward turn. Council score: 0/10.
On our five-subject report card, CFRHF sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: CFRHF is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.