CHBAF — Stock Film
STOCK FILMSCENE 1/11CHBAF · $16.55
Stock Expert AI presents
CHBAF
The Chiba Bank, Ltd
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
The Chiba Bank, Ltd. What it actually does.

Provides a variety of deposit products to individuals and businesses. Offers loans and bill discounting services. Now — the numbers.

4,377 employees
$11B market value
Revenue last year:
$2.7B
The net profit left over:
$612.1M
Out of every $100 of revenue, $23 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 23%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 18% a year over the last 4 years. Every year shown ended in profit.

$1.4B
2022
2023
2024
2025
$2.7B
2026
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
7 / 8
EXPECTATIONS MET OR BEATEN
7
Nov 2024
Aug 2026
7 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
18.7×

The market pays 18.7× for every dollar of annual profit — around what a business like this usually costs.

No analyst target is on record for this company.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
Thin trading in the shares2/10
The stock has lost its spark3/10
WORTH WATCHING

Trading Liquidity: The shares change hands too rarely for smooth trading.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 23% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 18% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/2
Thin trading in the shares

Getting in and out without moving the price could prove difficult. Council score: 2/10.

2
THE RISKS · 2/2
The stock has lost its spark

The price action doesn’t yet back an upward turn. Council score: 3/10.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film