CHBAY — Stock Film
STOCK FILMSCENE 1/10CHBAY · $90.24
Stock Expert AI presents
CHBAY
The Chiba Bank, Ltd
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
The Chiba Bank, Ltd. What it actually does.

Provides various deposit products to individuals and businesses. Offers loans and bill discounting services. Now — the numbers.

on the stock market since 2011
4,377 employees
$12B market value
Revenue last year:
$2.8B
The net profit left over:
$649M
Out of every $100 of revenue, $24 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 24%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 18% a year over the last 4 years. Every year shown ended in profit.

$1.4B
2022
2023
2024
2025
$2.8B
2026
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Nov 2024
Aug 2026
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
19.2×

The market pays 19.2× for every dollar of annual profit — around what a business like this usually costs.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 24% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 18% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film