CIA — Stock Film
STOCK FILMSCENE 1/11CIA · $4.92
Stock Expert AI presents
CIA
Citizens, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Citizens, Inc. A quick introduction.

On the stock market since 1980, it operates in the world of money and finance. It has 247 employees. Now — the numbers.

on the stock market since 1980
247 employees
$248.7M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $6 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 6%

This is an established company with proven profits.

THE SALES TREND
Sales are moving sideways.

No real growth (1% a year).

$250.5M
2021
$232.5M
2022
$240.7M
2023
$245M
2024
$255.6M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
4 / 8
EXPECTATIONS MET OR BEATEN
4
May 2024
Aug 2024
Nov 2024
Mar 2025
May 2025
Nov 2025
Mar 2026
May 2026
4 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
What executives did with their own stock over the last 12 months:
62 buy39 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
49
weak

Clearly below the class average.

FINANCIAL STRENGTH
48
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
57
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
46
weak

Clearly below the class average.

PRICE MOMENTUM
20
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 28% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/1
Executives are buying their own stock

Over the last 12 months, company executives reported 62 buys and 39 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
The price sits above analysts’ target

The stock trades 25% above the average analyst price target.

2
THE RISKS · 2/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 20/100. For a turnaround signal, the stock first needs to close the gap with the market.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 46/100.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, CIA sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: CIA is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 24, 2026 · stockexpertai.com · Stock Film