CIWV — Stock Film
STOCK FILMSCENE 1/8CIWV · $48.98
Stock Expert AI presents
CIWV
Citizens Financial Corp
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Citizens Financial Corp. A quick introduction.

On the stock market since 2000, it operates in the world of money and finance. It has 84 employees. Now — the numbers.

on the stock market since 2000
84 employees
$83.2M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $23 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 23%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 24% a year over the last 4 years. Every year shown ended in profit.

$18.7M
2021
$22.7M
2022
$32.3M
2023
$41.6M
2024
$44.3M
2025
THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 23% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 25% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.04 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, CIWV sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: CIWV is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film