Accepts savings accounts, NOW accounts, demand deposits, time deposits, and money market accounts. Offers single-family and multi-family residential loans. Now — the numbers.
This is an established company with proven profits.
Average growth of 8% a year over the last 4 years. Every year shown ended in profit.
The net profit margin is 34% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 8% a year on average.
It pays out $0.72 per share each year — regular cash for whoever holds the stock.
The price action doesn’t yet back an upward turn.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown, the price history.