CPSS — Stock Film
STOCK FILMSCENE 1/11CPSS · $9.26
Stock Expert AI presents
CPSS
Consumer Portfolio Services, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Consumer Portfolio Services, Inc. A quick introduction.

On the stock market since 1992, it operates in the world of money and finance. It has 913 employees. Now — the numbers.

on the stock market since 1992
913 employees
$205.7M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $5 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 5%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$267.8M
2021
$329.7M
2022
$352M
2023
$393.5M
2024
$428M
2025
Every quarter, analysts set a profit bar.
How many of the last 6 did the company clear?
0 / 6
EXPECTATIONS MET OR BEATEN
0
Oct 2024
Feb 2025
May 2025
Aug 2025
Nov 2025
Mar 2026
0 TIMES IN THE LAST 6 QUARTERS
It misses the bar more often than not.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
79
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
52
average

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
97
very strong

The price looks reasonable next to what the company earns.

GROWTH
85
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
43
weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Costs eat into the margin4/10
WORTH WATCHING

Cost Efficiency: As sales grow, profit fails to keep the same pace.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 39% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/1
Sales keep climbing

Over the last 3 years, sales grew about 9% a year on average.

1
THE RISKS · 1/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 43/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/2
Costs eat into the margin

Costs swallow the gains that sales growth brings in. Council score: 4/10.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, CPSS sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: CPSS is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film