CULL — Stock Film
STOCK FILMSCENE 1/10CULL · $17.00
Stock Expert AI presents
CULL
Cullman Bancorp, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Cullman Bancorp, Inc. What it actually does.

Provides checking and savings accounts to individuals and businesses. Offers individual retirement accounts (IRAs) and certificates of deposit. Now — the numbers.

on the stock market since 2009
57 employees
$97.7M market value
Revenue last year:
$24.8M
The net profit left over:
$4M
Out of every $100 of revenue, $16 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 16%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 14% a year over the last 4 years. Every year shown ended in profit.

$14.9M
2021
2022
2023
2024
$24.8M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
24.2×

The market pays 24.2× for every dollar of annual profit — around what a business like this usually costs.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
20 buy0 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 16% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 14% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 20 buys and 0 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/1
Thin trading in the shares

Getting in and out without moving the price could prove difficult.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film