Accepts demand, savings, and time deposits from individuals and businesses. Offers certificates of deposit (CDs) and money market accounts. Now — the numbers.
This is an established company with proven profits.
Average growth of 23% a year over the last 4 years. Every year shown ended in profit.
The market pays 6.2× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
No analyst target is on record for this company.
Executives buying with their own money is usually read as confidence in the company’s future.
The stock trades 23% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 21% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 23% a year on average.
Over the last 12 months, company executives reported 87 buys and 4 sells. Management buying with its own money is usually read as a good sign.
Since the drop from its peak, buyer appetite hasn’t come back.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.