CVLY — Stock Film
STOCK FILMSCENE 1/11CVLY · $24.04
Stock Expert AI presents
CVLY
Codorus Valley Bancorp, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Codorus Valley Bancorp, Inc. What it actually does.

Operates as the bank holding company for PeoplesBank. Provides community banking services to individuals and businesses. Now — the numbers.

on the stock market since 1994
317 employees
$232.3M market value
Revenue last year:
$129.7M
The net profit left over:
$25M
Out of every $100 of revenue, $19 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 19%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 14% a year over the last 4 years. Every year shown ended in profit.

$77.9M
2019
2020
2021
2022
$129.7M
2023
Every quarter, analysts set a profit bar.
How many of the last 5 did the company clear?
3 / 5
EXPECTATIONS MET OR BEATEN
3
Jul 2023
Jul 2024
3 TIMES IN THE LAST 5 QUARTERS
A mixed scorecard.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
9.3×

The market pays 9.3× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
72 buy63 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 19% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 14% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 72 buys and 63 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film