CZNL — Stock Film
STOCK FILMSCENE 1/9CZNL · $85.00
Stock Expert AI presents
CZNL
Citizens National Corporation
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Citizens National Corporation. What it actually does.

Provides checking and savings accounts to individuals and businesses. Offers Individual Retirement Accounts (IRAs) and certificates of deposit. Now — the numbers.

on the stock market since 2012
165 employees
$83M market value
Revenue last year:
$33.5M
The net profit left over:
$5.7M
Out of every $100 of revenue, $17 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 17%

This is an established company with proven profits.

THE SALES TREND
Sales are growing — but slowly for a company this size.

Average growth of 7% a year over the last 4 years. Every year shown ended in profit.

$26M
2021
2022
2023
2024
$33.5M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
14.5×

The market pays 14.5× for every dollar of annual profit — around what a business like this usually costs.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
A fat but narrowing margin

The net profit margin is 17% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.02 per share each year — regular cash for whoever holds the stock.

THE RISKS

Our checks did not surface a specific risk to flag here. That is not the same as there being none.

FINALE · THE GRADE
—
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Oct 5, 2026 · stockexpertai.com · Stock Film