DAVE — Stock Film
STOCK FILMSCENE 1/11DAVE · $401
Stock Expert AI presents
DAVE
Dave Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Dave Inc. A quick introduction.

On the stock market since 2021, it operates in the world of technology. It has 274 employees. Now — the numbers.

on the stock market since 2021
274 employees
$5.4B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $35 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 35%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 38% a year over the last 4 years. Red columns mark years that ended in a loss.

$153M
2021
$204.8M
2022
$259.1M
2023
$347.1M
2024
$554.2M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Aug 2024
Nov 2024
Mar 2025
May 2025
Aug 2025
Nov 2025
Mar 2026
May 2026
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
99
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
43
weak

Clearly below the class average.

VALUATION
54
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
97
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
99
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit on each sale10/10
WEAK SPOTS
Heavy bets against the stock4/10
WORTH WATCHING

Bets Against the Stock: The number of investors betting on a fall stands out.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 12% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 35% — that slice of every sale is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 39% a year on average.

3
THE BRIGHT SIDE · 3/3
Strong cash, light debt

There is $121.3M in the vault; even if every debt were paid off, $46.1M would remain.

1
THE RISKS · 1/2
A wildly swinging price

This stock swings about 3.8 times as much as the market average. Big rallies — and big drops — can both happen fast.

2
THE RISKS · 2/2
Executives lean toward selling

Over the last 12 months, executives reported 207 sells against just 17 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, DAVE sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: DAVE is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film