DCT — Stock Film
STOCK FILMSCENE 1/12DCT · $18.99
Stock Expert AI presents
DCT
Duck Creek Technologies, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Duck Creek Technologies, Inc. What it actually does.

Provides software-as-a-service (SaaS) core systems for the property and casualty (P&C) insurance industry. Now — the numbers.

on the stock market since 2019
1,883 employees
$2.5B market value
WHERE DOES THE MONEY COME FROM?
51%Subscription and Circulation
Subscription and CirculationTechnology Service 35%Maintenance 9%License 6%
51% of all revenue comes from a single line: Subscription and Circulation.

The biggest line carries real weight, but it doesn’t decide everything on its own.

Revenue last year:
$302.9M
The loss that same year:
$8.3M
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales are growing, year after year.

Average growth of 17% a year over the last 4 years. Red columns mark years that ended in a loss.

$159.7M
2018
2019
2020
2021
$302.9M
2022
In the vault right now:
$273.1M
DEBT: $22.4M
At this pace, that money lasts about 32.8 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

THE PRICE TAG
MARKET VALUE / ANNUAL SALES
8.3×

This company is not turning a profit, so the market is pricing its sales instead: 8.3× for every dollar of annual revenue.

Analysts' average target sits 26% above today's price.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking8/10
A strong cash pile8/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 67% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 4 years, sales grew about 17% a year on average.

2
THE BRIGHT SIDE · 2/3
The product is selling

Sales run at $302.9M a year. A small number, but proof the product has real buyers.

3
THE BRIGHT SIDE · 3/3
Strong cash, light debt

There is $273.1M in the vault; even if every debt were paid off, $250.7M would remain.

1
THE RISKS · 1/2
Small scale, thin loss

A loss of $8.3M against $302.9M in annual sales.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film