DLO — Stock Film
STOCK FILMSCENE 1/11DLO · $14.82
Stock Expert AI presents
DLO
Dlocal Limited
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Dlocal Limited. A quick introduction.

On the stock market since 2021, it operates in the world of technology. It has 1,274 employees. Now — the numbers.

on the stock market since 2021
1,274 employees
$4.2B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 45% a year over the last 4 years. Every year shown ended in profit.

$244.1M
2021
$418.9M
2022
$650.4M
2023
$746M
2024
$1.1B
2025
Cash on hand:
$0
Total debt:
$0
The cash outweighs the debt.

If every debt were paid off today, $457.8M would still be left in the vault — a solid cushion for hard times.

What executives did with their own stock over the last 12 months:
6 buy5 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 4 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
A strong cash pile8/10
Few are betting against it10/10
WEAK SPOTS
Little set aside for the future2/10
The stock has lost its spark3/10
WORTH WATCHING

R&D Investment: Spending on future research is low.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 79% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 18% — that slice of every sale is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 38% a year on average.

3
THE BRIGHT SIDE · 3/3
Strong cash, light debt

There is $548.1M in the vault; even if every debt were paid off, $457.8M would remain.

1
THE RISKS · 1/2
Little set aside for the future

The share set aside for the future is small; the pace of new ideas may slow. Council score: 2/10.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 3/10.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, DLO sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: DLO is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film