On the stock market since 2001, it operates in the world of money and finance. It has 259 employees. Now — the numbers.
This is an established company with proven profits.
Revenue is spread across several business lines; no single line carries the company.
Average growth of 19% a year over the last 4 years. Every year shown ended in profit.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly above the class average — a step short of the very top.
Clearly below the class average.
The stock has been running stronger than the market lately.
Growth: Sales growth trails the sector average.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
It pays out $1.24 per share each year — regular cash for whoever holds the stock.
The growth engine is running at low revs right now. Report-card grade: 16/100.
On our five-subject report card, EFSI sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: EFSI is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.