On the stock market since 1999, it operates in the world of money and finance. It has 475 employees. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
Average growth of 12% a year over the last 4 years. Red columns mark years that ended in a loss.
Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Clearly below the class average.
The stock has been running stronger than the market lately.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Growth: Sales growth trails the sector average.
The stock trades 55% below its peak. The market has trimmed its expectations for the company.
Over the last 12 months, company executives reported 35 buys and 25 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.04 per share each year — regular cash for whoever holds the stock.
A loss of $128.1M against $634.3M in annual sales. And on top of that, sales fell from the year before.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 2/100.
The growth engine is running at low revs right now. Report-card grade: 8/100.
On our five-subject report card, EGBN sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: EGBN has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.