Provide retail banking services including current accounts, savings, deposits, credit/debit cards, mortgages, and personal loans. Now — the numbers.
This is an established company with proven profits.
Average growth of 20% a year over the last 4 years. Red columns mark years that ended in a loss.
The market pays 4.4× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
No analyst target is on record for this company.
The stock trades 24% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 25% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 20% a year on average.
It pays out $0.09 per share each year — regular cash for whoever holds the stock.
Since the drop from its peak, buyer appetite hasn’t come back.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: the revenue breakdown.