On the stock market since 2013, it operates in the world of money and finance. It has 514 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 5% a year over the last 4 years. Every year shown ended in profit.
Executives buying with their own money is usually read as confidence in the company’s future.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 55% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 90 buys and 67 sells. Management buying with its own money is usually read as a good sign.
It pays out $1.32 per share each year — regular cash for whoever holds the stock.
Nothing in the current numbers stands out as a clear risk. Still, no stock is ever risk-free.
On our five-subject report card, ESNT sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: ESNT is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.