Operates as a bank holding company for Exchange Bank. Provides personal checking and savings accounts. Now — the numbers.
This is an established company with proven profits.
Average growth of 14% a year over the last 4 years. Every year shown ended in profit.
The market pays 7.9× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Fewer than three analyst price targets were published in the last 12 months, so none is shown.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 21% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 14% a year on average.
It paid $1.64 per share over the last 12 months, with payments going back years without a break — regular cash for whoever holds the stock.
The price action doesn’t yet back an upward turn.
No MoonshotScore has been computed for this stock yet, so there is no grade to show. The chapters above stand on the reported numbers.
The takeaway: EXCH is an established business that has proven its profits for years.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.