FBIP — Stock Film
STOCK FILMSCENE 1/8FBIP · $60.00
Stock Expert AI presents
FBIP
FNB Bancorp, Inc
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
FNB Bancorp, Inc. What it actually does.

Provide traditional banking solutions to individuals and businesses. Offer deposit accounts, including checking, savings, and money market accounts. Now — the numbers.

on the stock market since 2008
298 employees
$386.4M market value
Revenue last year:
$34.2M
The net profit left over:
$9M
Out of every $100 of revenue, $26 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 26%

This is an established company with proven profits.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
43.1×

The market pays 43.1× for every dollar this company earns in a year — a price that already assumes things go well.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 58% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
A fat but narrowing margin

The net profit margin is 26% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $2.31 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Sales are shrinking

Over the last 2 years, sales fell about 4% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/2
A rich price tag

The company’s market value is 43 times its annual profit. Even a small disappointment could hit the price hard.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
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Not covered, because the filings we hold do not carry it: the growth trend, earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film