FCF — Stock Film
STOCK FILMSCENE 1/11FCF · $20.90
Stock Expert AI presents
FCF
First Commonwealth Financial Corporation
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
First Commonwealth Financial Corporation. A quick introduction.

On the stock market since 1992, it operates in the world of money and finance. It has 1,592 employees. Now — the numbers.

on the stock market since 1992
1,592 employees
$2.1B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $21 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 21%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 16% a year over the last 4 years. Every year shown ended in profit.

$400.6M
2021
$428.7M
2022
$626.6M
2023
$699.7M
2024
$729.4M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
4 / 8
EXPECTATIONS MET OR BEATEN
4
Jul 2024
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
4 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
74
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
73
strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
89
very strong

The price looks reasonable next to what the company earns.

GROWTH
81
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
92
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
Executives aren’t buying3/10
WORTH WATCHING

Executive Buying: The trades send no strong signal of confidence.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 21% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 19% a year on average.

3
THE BRIGHT SIDE · 3/3
Analysts’ target sits above today’s price

The average analyst price target is $38.5084% above today’s price.

1
THE RISKS · 1/2
Executives lean toward selling

Over the last 12 months, executives reported 185 sells against just 26 buys. Not an alarm bell by itself, but a number worth watching.

2
THE RISKS · 2/2
Executives aren’t buying

No clear buy-side message is coming from the executive floor. Council score: 3/10.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, FCF sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: FCF is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film