Operates as a bank holding company for FFB Bank, providing diverse financial services. Now — the numbers.
This is an established company with proven profits.
Average growth of 21% a year over the last 4 years. Every year shown ended in profit.
The market pays 11.8× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
No analyst target is on record for this company.
The stock trades below its recent peak — about 11% off the top. A pullback, not a collapse.
The net profit margin is 22% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 21% a year on average.
The price action doesn’t yet back an upward turn.
Against everything we grade, FFBB lands somewhere in the middle. The grade moves as the numbers move.
The takeaway: FFBB is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.